Introducing Protection, our comprehensive cover package for individuals.

Our compelling suite of protection products can help you maintain your finances as best as possible in the event of death, disability or serious illness.

Remember, an accident or illness can impact more than just earnings – it can also dramatically increase living costs. And when someone dies suddenly, it could leave the family without a breadwinner.

We are able to offer you a choice of both lump-sum and regular income benefits.


One of our award winning partner insurers rewards you for staying healthy. Depending on your levels of activity and the options chosen, you could earn money-saving rewards, such as:

• Get an upfront premium discount of up to 60% on Whole of Life cover and 40% on Fixed Term cover*
• Up to £125 cashback each year*
• Get discounts on a range of fitness trackers*
• 40% off Virgin Active and Nuffield Health monthly gym membership fees (a joining fee applies)*
• A weekly reward cinema ticket at Cineworld or Vue*
• Up to 40% off return economy flights to the UK and Europe with British Airways *
• And many more besides.

*T&Cs apply. Contact us today for more information

Life Insurance

Life Cover pays out a sum of money to your family or a nominated person when you die. You can either take out Term Life Insurance for a fixed number of years; or Whole of Life Insurance for the rest of your life.

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Income Protection Insurance

Income Protection Insurance pays you a monthly tax-free income until you’re well enough to go back to work, which you can use to help pay your bills, mortgage or medical costs. Even if you can’t go back to work, you can receive an income for the rest of your policy term.

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Serious Illness Insurance

Being diagnosed with a serious illness can cause a lot of anxiety – even if it’s at an early stage or of a less severe form. You may have to take time off work for treatment, which can cause stress and financial worries. Serious Illness Insurance pays you a sum of money on diagnosis of up to 174 conditions. So in the event you ever fall ill, you can focus all your energies on making a full recovery.

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Business Protection Insurance

Business Protection pays out a sum of money to your company, should a key person in your organisation die or suffer a serious illness. You can take out either Life Cover for Business or Life Cover and Disability Cover for Business . To make your best people feel more valued, you can also take out Relevant Life Cover that pays out a sum to their family if the worst should ever happen..

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